The Highlights

Marilyn has journeyed down many roads since she began clamoring for a pony when
she was a little girl. Today she and her husband Dick own and operate Applewood Farm,
a lovely facility in Califon NJ. They’re the proud parents of Doug and Holly Payne,
who also fell in love with horses at an early age, and today are successful
competitors and trainers.

Marilyn is an FEI 4* Eventing Judge and a USEF “S” dressage judge who
has officiated at major eventing and dressage competitions in the U.S. and
around the world. In addition to judging  at the Olympics and the World
Equestrian Games, she has presided at the European Eventing
Championships and the Central American Games, and has judged nearly
every 4* event in the world. She makes time in her busy judging schedule
to teach seminars for FEI Eventing Officials and training programs for
USEF dressage judges. In 2015, she will teach an FEI Seminar during
the Jersey Fresh 2*/3* competition, and will also be an examiner for the
USEF “R” program for dressage judges seeking promotion. Marilyn
has also been instrumental in establishing the U.S. Eventing Association’s
Young Event Horse (YEH) Committee, and spreading the word among
breeders and competitors about this unique competition. Under her leadership,
the YEH program and the training of YEH judges has grown by leaps and
bounds. In 2015, Marilyn will teach a YEH seminar in Florida for officials,
competitors and breeders.

An active competitor in eventing and dressage and a highly popular clinician and trainer, Marilyn enjoys teaching all levels of riders, using a systematic approach to bring out the best in each horse/rider team. Whether she is judging at the Olympics or the World Equestrian Games, teaching a novice rider the basics of dressage, or staying up all night with a mare about to foal, Marilyn gives her total concentration to the task at hand, using the skills acquired during her lifetime with horses to assure the best possible outcome.

Dreaming Big DreamsYoung Marilyn Photos

Once upon a time, in a place called New Jersey, a baby girl was born into a large family. She had three sisters and a brother, and later another sister joined the family. As the baby girl grew and thrived, it became clear that she was not exactly like any of the rest of them. Her mother claimed the first word the toddler said was “pony”. What is known to be true is that her focus never varied from that central theme: it was “pony, pony, pony”, every day, and every hour.

This family lived in the suburbs, in a development consisting of small lots, all the same size. The little girl hatched a scheme in which she would somehow acquire five of these lots – by kicking out her neighbors or convincing them to move – which would equal an acre of land. Anyone with an acre was permitted to keep a horse. Presto! She’d have a horse.

Unlike most of her future plans, this one didn’t work out. She had to settle for playing “horse” with her friends. They set up “jumps” in the back yard, and jumped the hedges from one house to another until the long-suffering neighbors made them stop. When that happened, her big brother would cheer her up with pony rides on his back, sometimes bucking her off onto the living room carpet.

Time passed, the child became a teenager, and her favorite word by then was “horse”. And now she was old enough to work on making her dream come true. Taking advantage of the traditional bartering system in horse establishments, she labored at all sorts of things: mucking stalls, cleaning tack, clipping and grooming, to gain the privilege of riding other people’s horses.

She persuaded her patient parents to drive her and her equally horse-crazed sidekick to the Watchung Stables for riding lessons. But even patient parents have their limits, and it was decreed that the girls had to get there on their own except on lesson days. They solved this problem by hopping on their bikes and riding for an hour to the stables, and another hour to get home. The family rule did not allow bicycling in the dark … but of course everyone else was still snoozing away when the two girls sneaked out before dawn to get to their equine heart-throbs.

At 15, the teenager acquired her first horse, which she bought with her own earnings. No free lunches in this family! She paid her own board bills, too, by working at the barn, giving lessons, and doing any other horse chores that presented themselves.Growing Up With Horses

At 16, she competed at her first Pony Club Rally. She also competed at horse shows, and she foxhunted with the Spring Valley Hounds. By polishing her skills, she earned her Pony Club “B” rating and helped teach the younger Pony Clubbers. Like everybody else in Pony Club, she would run out of time at the age of 21 and be mustered out. Instead of going quietly, she took over the reins, becoming the District Commissioner of the Spring Valley Hounds Pony Club at the youngest age that anyone is allowed to take on the job. After that, she never really left Pony Club behind, but that’s another story.

She became a college girl at the appointed time. Like many other students, she had to sell her horse to buy a car, so she could commute to school. Some people might have given up on riding at this point. But giving up was never her style. She found a way to stay in the game by training other people’s horses. One of her steady clients was a horse trader, who made a living buying and reselling horses. Those horses needed training to bring in a good price, and that was the college girl’s job.

Nearly every day, rain, shine, sleet or snow, she trundled up the steep and winding dirt road that led to the horse trader’s barn. Her car – it was a Mustang, of course – heaved and groaned its way through the dust, the mud, or the ice, depending on the season. And the college girl rode the horses, dreaming about a barn and a farm of her own, and how she would train her own horses.

She studied all the farms she passed on her trips to the sale barn. Some were beautiful and well kept… some not so much. She would have taken any one of them, and she made up her mind that one day, she would have her own place. Knowing that would take more than she could ever earn by riding other people’s horses, she studied hard, graduated with a degree in biology and landed a good job at a pharmaceutical company. And “horse” was still her favorite word.

At work, she met a tall, handsome fellow who had just finished his military service and was headed back to college himself. Things happened. One of them was a marriage ceremony, followed by the purchase of a small house in a suburban town. There was no place in the back yard to put one, but “horse” remained her favorite word, or at least it was neck and neck with “Dick”.Marilyn and Family Photos

Bride and groom began improving the little house, and a new idea took shape. Sell the house, make a profit, buy a farm. The young couple made a plan, and set out to put it into action. You might be surprised that the plan actually worked, but that’s only because you don’t know them well enough. Together, they made a great team, an Irresistible Object backed up by an Immovable Force. How could they lose?

Searching for a farm was great fun, but most places were too expensive for them to lay a finger on. Then one day the real estate agent drove them up a steep and winding dirt road to the top of a hill, and rather apologetically pointed out a little house with a ramshackle barn and a motley collection of raggedy farm animals. This place, she said, would suit their budget, and maybe they could fix it up for horses? Did they think so?

The former college girl had to laugh. She knew this farm, had ridden by it many times as she exercised the horse trader’s equines. She knew every pothole in the dirt road. Her dream had been about a bigger, fancier place, but never mind. We can make this work, she said to herself. Onward and upward.

Living The Dream

Today she and the tall, handsome guy still live in the same spot. They named it Applewood Farm, and shooed out the goats and chickens to build horse stalls. Over the years, two children arrived, and the little house seemed to get smaller and smaller. So they expanded it, creating a high-ceilinged living room and much more space. The family flourished, the living room was often filled with people of all ages, and the word “horse” was a constant refrain. A club was founded, meetings were held to organize horse trials and dressage shows, new judges were trained, and many joyous celebrations took place. The whole house was festooned with ribbons from events and dressage shows, photos of little kids galloping around bareback on chubby ponies, and trophies and certificates and plaques announcing the achievements of various equine partners.

Marilyn and Dick Payne, the little girl who wanted a pony and the tall, handsome guy, turned Applewood Farm into a premier training and boarding facility. The dirt road has long since been paved, but it still twists and turns its way to the top of the steep hill. The farm’s fields are dotted with an impressive array of cross-country obstacles and grazing horses. The indoor arena has the best footing most people will ever know the pleasure of riding on, plus a sound system for practicing freestyle tests or just enjoying riding to music, and a heated viewing room for the many people who come to observe lessons and clinics. A year-round schedule of schooling shows, seminars, clinics, cross-country schooling days, lessons, training programs and other activities involving the word “horse” take place at a dizzying pace. Marilyn Photos

The children traded in their chubby ponies, and “horse” became their favorite word, too. Today Holly and Doug Payne are both rising stars on the eventing scene nationally and internationally. Holly is Assistant Trainer at Applewood. She also takes many of her clients’ horses to Aiken, SC to jump-start their season and competitive skills. Holly has trained all her upper-level horses herself and brought them up the levels with a painstaking and skilled approach, starting with Madeline, fondly known as “Baby”. She and Baby made their 4* debut at Blenheim in the UK in 2009 and went on to win awards for highest placed Thoroughbred mare and for fittest horse at Fair Hill International in 2011.In 2012, Holly was ranked twelfth among all eventers in the country on the U.S. Eventing Association’s leaderboard. She competed at the 2* and 3* levels on Santino and Never Outfoxed in 2013 and 2014. She and “Fox” took home the highest scoring Thoroughbred award at Fair International’s 3* in 2014, and Holly is looking forward to moving Fox up to 4* competition at Rolex Kentucky in 2015. Visit Holly at

In 2014, Doug married Jessica Hampf, a fellow upper level eventer. The couple lives in North Carolina, where they recently purchased 30 acres of land in prime horse country and are hard at work designing their dream farm. In 2014, Doug and Crown Talisman won the Jersey Fresh International 3*, and were 4th at Saumur, France. Doug also published his book, “The Riding Horse Repair Manual” in 2014 and is enjoying brisk sales. The content reflects his expertise as the “go-to guy” when it comes to horses with training issues. Doug is also an Eventing Judge and Technical Deligate, and he somehow finds time to ride ten to fifteen horses a day. He is a highly successful competitor in show jumping as well as eventing, riding at the Grand Prix level. Visit Doug at

Hitting The Road

While Applewood has always been home base, Marilyn packed her toothbrush and her rulebook early on, launching herself into the national and then the international scene. Judging, competing and teaching are all part of her story, with each aspect of her expertise contributing to the others. As a young competitor, she participated in Pony Club rallies, then moved on to USEF/USEA events. (Back then, they were called AHSA/USCTA events). Marilyn was a presence at local competitions such as Somerset Hills and Essex, as well as the Radnor and Ledyard Farm 3-day events, and many others. Eventing stimulated her interest in dressage, and she has long had a foot in both camps. All of her event horses also compete in dressage shows, and all her students to this day are encouraged to pursue “real” dressage along with eventing.

Marilyn’s particular success in dressage was with Bold Chance, a thoroughbred event horse who wasn’t as bold as he might have been when it came to leaping over fences. Not one to waste her resources, Marilyn started taking Chance to dressage shows, hoping to find his niche. In the end, he became a Grand Prix dressage horse – not exactly chopped liver.

As a twenty-something, she earned her “r” dressage judge’s license to become one of the youngest judges ever. She was already an eventing TD before she became a judge, and steadily rose through the ranks of officialdom. She is now an FEI “O” judge, having served on the Ground Jury for the Three Day Event at the 2008 Olympics in Hong Kong. She is also an “R” Eventing TD, and an “S” dressage judge, holding the highest national ranking in both licenses.

She is also the darling of the airline industry. Who can say how many miles Marilyn has racked up in her travels to Asia, Australia and Europe to judge? Enough, apparently, to become a lifetime super-duper, gold-plated, Most Honorable Frequent Flyer. She is intimately familiar with the red-eye from California, where she often judges when not officiating in such interesting venues as Badminton in the U.K., or Pau in France, and so on and so on.

In 2010, Marilyn made a considerable addition to her frequent flyer miles. The jewel in her crown was the World Equestrian Games CCI4L* at the Kentucky Horse Park, where she presided as President of the Ground Jury. She was also PGJ at the CIC3* during the Aachen World Equestrian Festival in Aachen, Germany in July 2010; the Burghley CCI4* in early September in the UK, and the Galways Downs CCI3* in California in October.

In 2015, Marilyn will be all over the map as usual, judging, competing and teaching eventing officials, dressage judges and Young Event Horse judges. She is truly a judge’s judge who gives enormous amounts of her time to training others. This year she will be judging in Switzerland and England as well as here in the USA. She will also attend an international meeting of the FEI judges who are the faculty for international officials’ seminars offered by the FEI. And she will be one of the instructors at the FEI seminar for eventing judges that will be held in May during the Jersey Fresh International 2*/3*. She will also be an examiner in 2015 for a group of dressage judges seeking promotion to “R”.

Marilyn is one of the founders and principal developers of the USEF/USEA training program for eventing officials. Many of these programs take place at Applewood Farm. Marilyn and Dick donate their facilities and often house the other instructors, while Marilyn’s students cheerfully serve as volunteer “guinea pig” riders for the officials-in-training to observe and critique. The Applewood Farm brand of hospitality even includes pizza runs by Dick to feed starving participants, when he’s not changing a flat tire, or parking a horse trailer in a tight spot for someone who can’t back up.

Home Sweet HomeMore Photos of Marilyn

Traveling around the world to judge is exciting, but Applewood Farm always beckons. Home is where her human and equine students are, eagerly waiting for the next lesson. Marilyn is happy to work with all levels of horses and riders, asking only that they have a true desire to learn. She is particularly well known for reschooling difficult horses, and bringing the average horse and rider to their full potential. Marilyn has been teaching for more than 30 years and has produced dozens of successful event riders, from Novice through Advanced and on to the FEI levels. Her dressage students have accounted for many national and regional year-end awards and championships from Training Level through Grand Prix.

Home is also where the broodmares are. The first one was HR Puf’nStuff, purchased with Marilyn’s first paycheck for the astonishing sum of $500. Marilyn and “H” evented, showed in hunters and jumpers, foxhunted, and then turned their attention to selecting fine stallions. The mare produced 8 foals, all of them good jumpers. One was Marc Anthony, who was evented by Marilyn through Preliminary, and was then sold, becoming a successful Advanced horse. Another is Kensington, who evented through Preliminary, competed successfully in dressage through Prix St. Georges, and still resides at Applewood, where he is King Of The Field and a superb schoolmaster. If asked politely and correctly, “Kenny” produces impeccable pirouettes and half passes to this day. If the aids don’t meet his standards, he shoots the rider a disdainful glance over his shoulder – a clear indication that more lessons are in order.

Marilyn’s interest in breeding event horses has resulted in a leadership role in the USEA’s Young Event Horse and Future Event Horse competitions. She currently chairs the USEA’s Young Event Horse Committee, and heads up the USEA program for educating judges about evaluating young horses. Marilyn also presents seminars on how young horses are judged, so that breeders, trainers and riders can gain a better understanding of how judges rank these youngsters in terms of their future potential.

But home at Applewood is where Marilyn has to be when a mare is due to foal. She sleeps in the barn at those times, to troubleshoot if there are problems, but mainly so as not to miss the amazing experience of a new foal’s arrival.

Best of all, home is where Marilyn’s own horses are, hanging over the pasture fence and waiting to hop on the Applewood trailer and have an adventure. Brief Encounter, better known as “Dream” or even “Dreamboat”, is a 10 year old TB/Danish cross whom Marilyn rode to the 2009 Fourth Level and Fourth Level Freestyle Championships of the Eastern States Dressage Association (ESDCTA).  Today Dream is a superb schoolmaster and has also taken up jumping, which she greatly enjoys.

Marilyn’s event horse is Safe Harbor, who is so pretty her barn name is “Gamine”. The Westphalian bay mare was a broodmare for years, and had never evented until she arrived at Applewood. Since then, she and Marilyn have competed extensively, earning high placings at many top events, including the American Eventing Championships in 2010 and 2011. In 2014, Marilyn and Gamine took first place at Training Level in the “Half Star” Long Format Event at Waredaca in Maryland. “I had not ridden in a classic event for 25 years, and it was thrilling to gallop over those steeplechase fences one more time! Gamine was a star,” said Marilyn. And so was her rider!

Looking Ahead

Where do we go from here? The current goal is to judge every Four Star Event in the world. The girl from New Jersey is within an inch of her goal. She’s judged all but one of them, and is hoping to check that one off her list soon. Anything else? In her own words, “I just want to keep riding and competing in eventing and dressage, and doing the most I can do. I want to stay involved in all of it, and not get stuck in a rut. And I want to pay off the mortgage!”

It appears that her favorite word is still “horse”, running neck and neck with “Dick”.